The UAE accountant who
understands your software or IT services business
Khizr UAE is a specialist accounting practice focused exclusively on software and IT services businesses operating in the UAE. We combine deep regulatory knowledge with a genuine understanding of how these businesses work.
Built for the businesses most accountants don't understand
We founded Khizr UAE after seeing how many software and IT services businesses were being underserved by generalist accountants who didn't understand SaaS revenue models, digital service VAT obligations, or their specific compliance requirements in the UAE.
With deep experience in UAE accounting and a team that has worked directly with software and IT services businesses, we built a practice that speaks the language of technical founders — and delivers the accuracy and reliability their businesses depend on.
Today we serve software and IT services businesses across the UAE, from early-stage startups to established consultancies, providing the full range of accounting, tax, and compliance services they need to operate with confidence.
Sadik Panjwani, ACA
Founder & Lead Accountant
Sadik is a qualified accountant (ACA) with deep expertise in UAE tax law, IFRS compliance, and the specific financial challenges facing software and IT services businesses. He founded Khizr UAE after seeing how many founders were being let down by generalist accountants who didn't understand their business models.
With hands-on experience advising SaaS companies, software agencies, IT consultancies, and tech startups across the UAE, Sadik brings a rare combination of technical accounting knowledge and genuine understanding of how technology businesses operate.
Book a consultation with SadikACA Qualified
UAE Tax Specialist

Sadik Panjwani is a member of the Institute of Chartered Accountants in England & Wales.
Specialists in the technology sector
Every client we work with is in the technology space. This focus means we understand your business model from day one.
Deep knowledge of UAE tech compliance
From VAT on digital services to corporate tax for free zone tech companies — we have the specific expertise your business needs.
- VAT compliance for SaaS and digital services
- Corporate tax registration and filing for tech firms
- Free zone company formation for software and IT services businesses
- Cross-border technology transaction accounting
- Contractor and payroll management for tech teams
- FTA audit representation and correspondence
- Transfer pricing documentation for software and IT services businesses
- Cloud accounting setup and migration
What makes us different
Tech-First Mindset
We understand subscription models, SaaS revenue recognition, digital service VAT, and the financial complexities unique to software and IT services businesses.
Chartered Accountant (ACA)-Led
Your accounts are led by Sadik Panjwani, an ICAEW Chartered Accountant (ACA), with deep expertise in UAE corporate tax, VAT, and the technology sector.
Dedicated Support
You get a named accountant who knows your business — not a call centre. Direct access, fast responses, and proactive advice.
Growth-Oriented
We don't just keep you compliant — we help you structure your business for growth, whether you're a startup or an established software or IT services business.
Let's talk about your business
Book a free 30-minute consultation and find out exactly how we can help your IT business stay compliant and financially organised.
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